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Housing & Real Estate

Browse housing and real estate benefits available to military-connected families. Placeholder copy not final.

47 benefits

VA Renovation Loan

VA Renovation Loan (Buy a Fixer-Upper with VA)

The VA does allow a fixer-upper purchase via either the VA Renovation Loan (single loan covering purchase + repairs up to ~$50K) or the VA Energy-Efficient Mortgage (up to $6K…
Active DutyVeteranRetiree
Federal .gov
BAH

BAH: Basic Allowance for Housing (Tax-Free)

Basic Allowance for Housing is paid monthly to service members who don't live in government quarters, calibrated to the duty-station ZIP code, rank, and dependent status.
Active Duty
Federal .gov
VA Loan Funding Fee

VA Loan Funding Fee Waiver: 10%+ Disability Rating

Service members and veterans with a VA service-connected disability rating of 10% or higher are EXEMPT from the VA Loan Funding Fee, typically a 1.4-3.6% charge on the loan amount.
VeteranActive DutyRetiree
Federal .gov
VA Home Loan

VA Home Loan (overview hub)

The umbrella VA Home Loan program, purchase, IRRRL refi, cash-out refi, NADL, SAH, SHA grants all live here.
VeteranActive DutyRetiree
Federal .gov
VA Native American Direct Loan

VA Native American Direct Loan (NADL)

Direct VA loan (not just guaranty) for Native American veterans buying/building/improving homes on federal trust lands. Better terms than typical VA loan.
Veteran
Federal .gov
HUD-VASH housing voucher

HUD-VASH housing voucher (homeless veterans)

Section 8 housing choice voucher + VA case management for homeless veterans. Long-term, not temporary.
Veteran
Federal .gov
SSVF

SSVF (Supportive Services for Veteran Families)

VA grants to community orgs providing rent assistance, utility payments, and case management to very-low-income veteran families at risk of homelessness.
VeteranDependent
Federal .gov
VLB Veterans Housing Assistance

VLB Veterans Housing Assistance Program: Low-Interest Home Loan

The Texas Veterans Land Board (VLB) offers eligible Texas veterans and military members a competitive fixed-rate home loan up to $832,750 with little or no down payment.
VeteranActive Duty
Federal .gov
Alaska State Veterans Interest Rate Preference

Alaska State Veterans Interest Rate Preference: 1% Rate Reduction on First $50K

Qualified Alaska veterans can receive a 1% interest rate reduction on the first $50,000 of a home loan through AHFC.
Veteran
Editorial
Veterans Land

Veterans Land Discount: 20% Off State Land Purchases

Alaska veterans can get a one-time 20% discount on the purchase price of state-owned residential or recreational land.
Veteran
Federal .gov
Alaska First Home Limited Mortgage

Alaska First Home Limited Mortgage: Veterans Exempt from Income and Acquisition Caps

Alaska veterans qualify for the AHFC First Home Limited program without being subject to the standard income limits and acquisition cost limits that apply to other buyers.
Veteran
Editorial
CHFA HomeAccess

CHFA HomeAccess: Mortgage for Veterans with Disabilities

The Colorado Housing and Finance Authority's HomeAccess program offers a 30-year fixed-rate mortgage to first-time buyers and qualified veterans who are living with a permanent…
Veteran
Official program
Veterans Residential Facility

Veterans Residential Facility: Transitional Housing in Rocky Hill

Connecticut operates a residential facility on its Rocky Hill campus that provides temporary, supportive housing for veterans who are homeless or at risk.
Veteran
State source
Special Housing Assistance for Disabled

Special Housing Assistance for Disabled Veterans

Under Hawaii Administrative Rules Chapter 7-31, the Office of Veterans' Services may arrange special housing accommodations for disabled veterans who need adapted living arrangements.
Veteran
State source
Military Homeownership Assistance

Military Homeownership Assistance Program

Iowa offers a one-time $5,000 grant to help active duty service members and veterans buy a home.
VeteranActive Duty
Federal .gov
Maine SaluteME and Salute Home Again

Maine SaluteME and Salute Home Again: 0.50% Mortgage Rate Discount

MaineHousing (the Maine State Housing Authority) offers active-duty service members, honorably discharged veterans, and retired military a 0.50% discount off their already low…
VeteranActive DutyRetiree
Official program
Maine Veterans' Homes

Maine Veterans' Homes: Residential Care at Six Locations

Maine operates six state-run veterans' homes offering residential care in Augusta, Bangor, Caribou, Machias, Scarborough, and South Paris.
VeteranRetireeDependent
Editorial
Nevada Home Is Possible for Heroes

Nevada Home Is Possible for Heroes: Down Payment Assistance

Nevada's state housing program for veterans, National Guard members, surviving spouses, and active duty service members provides down payment and closing cost assistance (up to 5%…
up to 5%
VeteranActive Duty
State source
NJ Veterans Haven North

NJ Veterans Haven North: Transitional Housing for Homeless Veterans

Veterans Haven North in Glen Gardner (Hunterdon County) is a state-operated two-year transitional housing program for homeless veterans.
free
Veteran
State source
NJ Veterans Haven South

NJ Veterans Haven South: Transitional Housing for Homeless Veterans

Veterans Haven South in Winslow Township (Camden County) is a state-operated transitional housing program for homeless veterans that focuses on psychological, social, and vocational rehabilitation.
free
Veteran
State source
Homes for Veterans Program

Homes for Veterans Program (SONYMA Below-Market Mortgage)

New York State's mortgage agency (SONYMA) offers fixed-rate home loans with interest rates 0.375% below SONYMA's already-low standard rates specifically for veterans and active-duty service members.
VeteranActive Duty
State source
Veterans Emergency Housing

Veterans Emergency Housing Program

New York State can give eligible veterans up to $2,000 per year to cover urgent housing costs they can't afford, things like past-due rent, emergency repairs after a fire or…
Veteran
State source
NC Home Advantage Mortgage

NC Home Advantage Mortgage: Down Payment Assistance for Veterans

Military veterans who qualify for the NC Home Advantage Mortgage can receive down payment assistance of up to 3% of the loan amount, structured as a 0% deferred second mortgage forgiven over 15 years.
up to 3%
Veteran
Editorial
NC 1st Home Advantage Down Payment

NC 1st Home Advantage Down Payment: $15,000 for Veterans

Military veterans who qualify for the NC Home Advantage Mortgage can receive $15,000 in down payment assistance through this program, more than the standard 3% option.
Veteran
Editorial