VA Loan Funding Fee Waiver — 10%+ Disability Rating
Service members and veterans with a VA service-connected disability rating of 10% or higher are EXEMPT from the VA Loan Funding Fee — typically a 1.4–3.6% charge on the loan amount. On a $400,000 home, that's a $5,600 to $14,400 instant savings rolled OUT of the loan.
How to access
Restrictions
Lender will ask for your VA Certificate of Eligibility (COE) which includes the rating exemption. If you're newly-rated AFTER closing, you can request a refund of the funding fee retroactively. Carve-out: rating mechanics live in [TAPS:VA](../../TAPS%20:%20VA/) — this entry is the perk that flows from any rating ≥10%. Stacking play: 10%-rated vets on a $500K home save more in waived funding fee th
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