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Citi Military Annual Fee Waiver (MLA)

Active DutyGuard & Reserve
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Last checked: 2026-05-17

Citi waives annual fees and applies SCRA/MLA interest caps for active-duty cardholders on personal Citi cards including the Citi Premier and Citi Double Cash.

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Restrictions

Less generous than Chase/Amex — Citi's fee waiver is MLA-minimum compliant, not above-and-beyond. Confirm waiver is applied at card activation; some cardholders report needing to call and request it explicitly.

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