Amex Annual Fee Waiver for Active Duty

Amex Annual Fee Waiver for Active Duty (MLA)

American Express waives ALL annual fees on personal and business cards for active-duty service members under the Military Lending Act.

Active Duty
View on official site

Last checked: 2026-05-14

Details

American Express waives ALL annual fees on personal and business cards for active-duty service members under the Military Lending Act. This includes Platinum ($895), Gold ($325), Green ($150), and every Delta/Hilton/Marriott co-brand card.

Restrictions

The Platinum's $200 airline credit + $200 hotel credit + $189 CLEAR credit + lounge access still all apply with the fee waived. Amex Gold's $120 dining + $120 Uber credits still apply. Business cards also covered by Amex policy (beyond MLA's legal minimum). The right play: collect multiple Amex personal + business cards while active-duty; keep the credits, skip the fee. Upon separation, fees retur

Boon Atlas is an independent benefits and perks directory. Boon Atlas is not affiliated with, endorsed by, or sponsored by the Department of Veterans Affairs, Department of Defense, or any military branch. Confirm benefit details directly with the company, program, or official source before relying on any information listed here.

Get benefits like this in your inbox weekly.

A weekly newsletter of curated benefits most military families never find out about. Filtered by eligibility. Source-linked. Free.

Email list coming soon.