Insurance

Browse insurance benefits available to military-connected families. Placeholder copy — not final.

9 benefits

Suspend Car Insurance During Deployment — Storage Coverage Only

Most major car insurers (USAA, Geico, Progressive, State Farm) allow active-duty service members deploying for 60+ days to reduce coverage to "storage only" — typically comprehensive + minimal liability — while the vehicle sits parked. Premium drops 60–90%. Coverage stays in forc

Last checked: 2026-05-14View Benefit

Best Auto Insurance Carriers for Guard / Reserve Members

Guard / Reserve members have a hybrid civilian-military profile that most carriers underwrite poorly. USAA, Geico Military, Armed Forces Insurance (AFI), and MetLife Defense Services offer Reserve-aware rates that account for periodic activation, drill commutes, and reduced civil

Last checked: 2026-05-14View Benefit

SGLI — Servicemembers' Group Life Insurance ($500K Max)

All active-duty service members are automatically enrolled in SGLI at $500,000 coverage for ~$31/month (premium auto-deducted from base pay). Best-in-class term life rate available anywhere — comparable civilian term policies at $500K for a healthy 30-year-old run $25-$40/mo, BUT

Last checked: 2026-05-14View Benefit

TSGLI — Traumatic SGLI Schedule of Losses ($25K–$100K Payouts)

Traumatic SGLI is automatic coverage layered on top of SGLI for service members who suffer specific traumatic injuries — burns covering 20%+ of body, blindness, amputation, hospitalization 15+ consecutive days, paralysis. Payouts $25,000–$100,000 depending on the injury schedule,

Last checked: 2026-05-14View Benefit

Converting SGLI to VGLI (post-separation life insurance)

Veterans' Group Life Insurance — renewable term life after service. Convert within 120 days of discharge without medical underwriting; up to 1 year + 120 days with evidence of good health.

Last checked: 2026-05-17View Benefit

VGLI (Veterans' Group Life Insurance post-separation)

Direct application page for VGLI — convert SGLI to post-separation coverage.

Last checked: 2026-05-17View Benefit

FSGLI (Family SGLI for spouses + children)

Family Servicemembers' Group Life Insurance — up to $100K coverage for active-duty spouse and free $10K coverage for each dependent child.

Last checked: 2026-05-17View Benefit

VMLI (Veterans' Mortgage Life Insurance)

Mortgage life insurance for SAH-grant recipients only. Pays off the mortgage if the veteran dies, up to $200K.

Last checked: 2026-05-17View Benefit

WeSalute+ Home & Auto Insurance

WeSalute+ branded home + auto insurance offer for military members.

Last checked: 2026-05-17View Benefit