Suspend Car Insurance During Deployment
Suspend Car Insurance During Deployment: Storage Coverage Only
Most major car insurers (USAA, Geico, Progressive, State Farm) allow active-duty service members deploying for 60+ days to reduce coverage to "storage only", typically…
Details
Most major car insurers (USAA, Geico, Progressive, State Farm) allow active-duty service members deploying for 60+ days to reduce coverage to "storage only", typically comprehensive + minimal liability, while the vehicle sits parked. Premium drops 60-90%. Coverage stays in force to satisfy state minimum-insurance laws and any lienholder.
Restrictions
DON'T fully cancel, a coverage lapse triggers lapse-penalty surcharges when you reinstate, costing more long-term than the months you "saved." Storage policy keeps you legally covered + lien-compliant + lapse-free. Call before deployment, give carrier the start/end dates + parking address. Some carriers also waive 30-60 days of full coverage during PCS travel.
Boon Atlas is an independent benefits and perks directory. Boon Atlas is not affiliated with, endorsed by, or sponsored by the Department of Veterans Affairs, Department of Defense, or any military branch. Confirm benefit details directly with the company, program, or official source before relying on any information listed here.
Get benefits like this in your inbox weekly.
A weekly newsletter of curated benefits most military families never find out about. Filtered by eligibility. Source-linked. Free.
Email list coming soon.
Other Insurance benefits you may qualify for.