Ohio Heroes Discounted Mortgage

Ohio Heroes Discounted Mortgage Rate: OHFA

Ohio veterans, active-duty members, and surviving spouses buying a home in Ohio can access a reduced mortgage interest rate through the Ohio Housing Finance Agency's Ohio Heroes program.

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Last checked: 2026-05-21

Details

Ohio veterans, active-duty members, and surviving spouses buying a home in Ohio can access a reduced mortgage interest rate through the Ohio Housing Finance Agency's Ohio Heroes program. The lower rate applies to 30-year fixed FHA, VA, USDA, and conventional loans, and can be paired with down payment assistance.

Restrictions

Income and purchase price limits apply (vary by county). Minimum credit score 640 (conventional/VA/USDA) or 650 (FHA). Free homebuyer education required. Call OHFA toll-free 888-362-6432.

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