Browse All Benefits

Dental and Vision After Retirement (FEDVIP)

Retirees lose TRICARE dental. FEDVIP is the replacement — enroll 31 days prior to or within 60 days following retirement. ~$150/month.

VA Dental (Class I/II/IV eligibility tiers)

VA dental care available to specific tiers: Class I (service-connected dental disability), Class II (recently separated, 180-day window), Class IV (100% disabled or POW). Most veterans miss the Class II window.

MyHealtheVet patient portal + Blue Button

VA's online health portal. Refills, appointments, secure messaging, and "Blue Button" downloads of full medical history.

VA Community Care (formerly Veterans Choice)

VA pays for care at non-VA providers if VA can't see you in time, distance, or specialty. Major access expansion under the MISSION Act.

Bereavement Counseling (Vet Centers)

Free bereavement counseling for parents, spouses, children, siblings of service members who died in service. Available at any Vet Center, no enrollment.

VA Home Loan (overview hub)

The umbrella VA Home Loan program — purchase, IRRRL refi, cash-out refi, NADL, SAH, SHA grants all live here.

VA Native American Direct Loan (NADL)

Direct VA loan (not just guaranty) for Native American veterans buying/building/improving homes on federal trust lands. Better terms than typical VA loan.

HUD-VASH housing voucher (homeless veterans)

Section 8 housing choice voucher + VA case management for homeless veterans. Long-term, not temporary.

SSVF (Supportive Services for Veteran Families)

VA grants to community orgs providing rent assistance, utility payments, and case management to very-low-income veteran families at risk of homelessness.

Converting SGLI to VGLI (post-separation life insurance)

Veterans' Group Life Insurance — renewable term life after service. Convert within 120 days of discharge without medical underwriting; up to 1 year + 120 days with evidence of good health.

VGLI (Veterans' Group Life Insurance post-separation)

Direct application page for VGLI — convert SGLI to post-separation coverage.

FSGLI (Family SGLI for spouses + children)

Family Servicemembers' Group Life Insurance — up to $100K coverage for active-duty spouse and free $10K coverage for each dependent child.

VMLI (Veterans' Mortgage Life Insurance)

Mortgage life insurance for SAH-grant recipients only. Pays off the mortgage if the veteran dies, up to $200K.

WeSalute+ Home & Auto Insurance

WeSalute+ branded home + auto insurance offer for military members.

RMC Calculator (Civilian Salary Equivalent)

Civilian Salary Equivalent (CSE) = Base Pay + BAH + BAS + Tax Advantage. Use to negotiate civilian offers correctly post-separation.

State Tax + Cost-of-Living Tools (SmartAsset)

Free paycheck/retirement-tax/cost-of-living calculators. Critical for picking which state to retire to — state income tax + property tax can swing $10K+/yr.

Military Retirement Pay Calculator + DD 2656

Use the projected retirement calculator + complete DD 2656 to estimate retirement pay. Don't include disability pay in baseline calculation — treat it as bonus.

Cost of Living Comparison (multiple calculators)

BankRate / BestPlaces / PayScale / Expatistan — run before any retirement-location decision. State + city level differences are massive.

Key Financial Action Items (SCRA refresh + DFAS + DCFSA)

SCRA expires once no longer active — get APR refresh BEFORE that date. Free MyFICO access via Fleet and Family. Dependent care FSA at FSAFEDS.

MilTax (free tax prep via Military OneSource)

Free H&R Block-powered tax prep + filing for active, Guard, Reserve, recent veterans (1 year post-separation), survivors. No income cap, handles military situations like combat zones, multi-state filing.

JAG Legal Assistance (free for active/retiree/dependents)

Free legal help on personal civil matters (wills, POA, family law, consumer issues) from base JAG offices. Available to active, retirees, and dependents.

ABA Military Pro Bono Project (free civil legal help)

American Bar Association project — free representation by volunteer civilian attorneys for service members + families on civil legal matters (beyond what JAG can cover).

Stateside Legal

Free legal info + state-by-state legal aid directory for veterans and military families. Covers benefits, housing, family, consumer law.

VA Aid & Attendance (elderly/disabled veterans + surviving spouses)

Tax-free monthly stipend on top of VA pension for veterans (or surviving spouses) who need help with daily living. Substantial — often $2K+/month.