BRS
BRS: Blended Retirement System (Match Up to 5% of TSP)
Service members under BRS get DoD-matching TSP contributions: automatic 1% government contribution plus up to 4% match on your own contributions, vesting at 2 years of service.
Details
Service members under BRS get DoD-matching TSP contributions: automatic 1% government contribution plus up to 4% match on your own contributions, vesting at 2 years of service. Contribute at least 5% of base pay to get the full match, anything less is leaving free money on the table.
Restrictions
Match calculated on base pay only, not BAH, BAS, or special pays. Vests at 2 years for service members. Stop-contributing-at-5% is the rookie mistake; contribute as much as your budget allows up to IRS annual elective deferral limit ($23,500 in 2025). Check MyPay every PCS, match has been documented to silently stop after admin errors.
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